Coverage for the business that is also a family.
Group health, group life, key-employee policies, and succession planning under one roof.
Built for owners and small teams — we cover the people who make your business run, and protect what happens if a key one is no longer there.
Small and mid-sized businesses are not just employers — they are most of an owner’s net worth and the livelihood of every family on payroll. We treat business coverage with the same care we bring to personal policies.
How it works
We do a coverage audit, identify gaps, and shop the market. We coordinate group health and life with each owner’s personal coverage so nothing overlaps wastefully and nothing is left exposed.
What you get
- Group health and group life for teams of 2–500
- Key-employee insurance to fund continuity
- Buy-sell agreement funding with life insurance
- Succession planning conversations and structure
- Owner-only retirement plans and SEPs
- Annual review of the whole business book
We have helped families pass businesses to the next generation. We know what gets messy and how to keep it from getting messy.
Questions we hear most.
The three that come up most often for business coverage. The rest we’ll take on a call.
Let’s build your legacy blueprint.
A no-obligation conversation. We’ll talk through your situation, weigh the options together, and you decide what comes next.